Written by Than
on January 21, 2013
The often-quoted ‘4% withdrawal rule’ that mainstream investment managers use as a guideline ‘safe’ withdrawal rate for a portfolio has come under fresh fire. The volatility of the last few years should have already given most conservative investors enough heartburn to not stake their life savings on this faulty rule of thumb. But new research [...]
Written by Than
on December 3, 2012
Typically people buying SMA’s are doing their own allocations and investments- they may have a financial adviser or broker who recommends stocks or funds, but if they decide to allocate some $ amount or % of assets to an annuity, they just do it, and tell the broker to liquidate what needs to be sold [...]
Written by Than
on December 3, 2012
For once, the Wall Street journal has published an article that I agree with on the topic of annuities! For years I’ve cringed as their “Buy and Hold Stocks and Bonds” tunnel vision routinely ignored or bashed annuities. But today brings a good article that I agree with, advocating to create a guaranteed income floor [...]
